| Gold Loan Schemes | Swarn Mini Plan | Swarn Plus Plan | Swarn Premium Plan |
|---|---|---|---|
| Loan Limit: | ₹5,000 – ₹25,000 | ₹25,001 – ₹75,000 | ₹75,001 – ₹2,00,000 |
| Tenure: | 1 Year | 1 Year | 1 Year |
| Repayment: | Interest Monthly, Principal at End | Interest Monthly, Principal at End | Interest Monthly, Principal at End |
| Interest Rate: | 18% – 24% p.a. | 18 - 24 % p.a. | 18–24 % p.a. |
| Renewal | Every Year on renewal | Every Year on renewal | Every Year on renewal |
| Scheme Name | Maximum Loan Tenure | Effective Loan Interest Rate | Repayment Mode | LTV on RD | Top-Up Option |
|---|---|---|---|---|---|
| Dhan Kuber | 11 MONTHS | Interest between 18% -24 % p.a. | Monthly EMI | 80% | after 3 months |
| Dhan Ayaam | 23 MONTHS | Interest between 18% -24 % p.a. | Monthly EMI | 80% | after 3 months |
| Suraksha Plus | 23 MONTHS | Interest between 18% -24 % p.a. | Monthly EMI | 80% | after 3 months |
| Dhan Sampatti | 35 MONTHS | Interest between 18% -24 % p.a. | Monthly EMI | 80% | after 3 months |
| Vikas Lakshmi | 47 MONTHS | Interest between 18% -24 % p.a. | Monthly EMI | 80% | after 3 months |
| Scheme Name | Maximum Loan Tenure | Effective Loan Interest Rate | Repayment Mode | LTV on DD | Top-Up Option |
|---|---|---|---|---|---|
| Lakshya Savings | 11 MONTHS | Interest between 18% -24 % p.a. | Monthly EMI | 80% | after 3 months |
| Samriddhi Savings | 23 MONTHS | Interest between 18% -24 % p.a. | Monthly EMI | 80% | after 3 months |
| Sanchay Savings | 23 MONTHS | Interest between 18% -24 % p.a. | Monthly EMI | 80% | after 3 months |
| Suraksha Plus Savings | 35 MONTHS | Interest between 18% -24 % p.a. | Monthly EMI | 80% | after 3 months |
| Utkarsh Savings | 47 MONTHS | Interest between 18% -24 % p.a. | Monthly EMI | 80% | after 3 months |
| Sampatti Savings | 47 MONTHS | Interest between 18% -24 % p.a. | Monthly EMI | 80% | after 3 months |
| Scheme Name | Maximum Loan Tenure | Effective Loan Interest Rate | Repayment Mode | LTV on MIS | Top-Up Option |
|---|---|---|---|---|---|
| Nidhi Niketan | 11 MONTHS | Interest between 18% -24 % p.a. | Monthly EMI | 80% | after 3 months |
| Dhan Sagar | 23 MONTHS | Interest between 18% -24 % p.a. | Monthly EMI | 80% | after 3 months |
| Nivesh Nidhi | 23 MONTHS | Interest between 18% -24 % p.a. | Monthly EMI | 80% | after 3 months |
| DhanvridhiKhata | 35 MONTHS | Interest between 18% -24 % p.a. | Monthly EMI | 80% | after 3 months |
| Sampatti Sangam | 35 MONTHS | Interest between 18% -24 % p.a. | Monthly EMI | 80% | after 3 months |
| Scheme Name | Maximum Loan Tenure | Effective Loan Interest Rate | Repayment Mode | LTV on FD | Top-Up Option |
|---|---|---|---|---|---|
| Aastha | 11 MONTHS | Interest between 18% -24 % p.a. | Monthly EMI | 80% | after 3 months |
| Bharat Bachat | 23 MONTHS | Interest between 18% -24 % p.a. | Monthly EMI | 80% | after 3 months |
| Suraksha Plus | 23 MONTHS | Interest between 18% -24 % p.a. | Monthly EMI | 80% | after 3 months |
| Dhan Sampatti | 35 MONTHS | Interest between 18% -24 % p.a. | Monthly EMI | 80% | after 3 months |
| Vikas Lakshmi | 47 MONTHS | Interest between 18% -24 % p.a. | Monthly EMI | 80% | after 3 months |
| LOAN DOCUMENTS CHECK LIST |
|---|
| Photo |
| Pan Card |
| Adhar Card |
| Residence Address Proof |
| Income Proof |
| Bank Statement. |
| Cancel Cheque |
